Your approachable, expert mortgage adviser
MORTGAGES · PROTECTION · LATER LIFE LENDING
A trusted mortgage and protection adviser
I help you get the perfect mortgage available for your circumstances. Everyone is different and when it comes to big financial decisions it’s best to dig deep to fully understand your goals and situation so that you put yourself in the best position. Whether you’re a first-time buyer, are remortgaging since turning self-employed, are a property investor seeking to optimise your borrowing or something else, I can help with my years of experience, access to an extensive panel of lenders and friendly touch. Roost is a trading style of Ian Stuart Mortgages Ltd
Mortgages
I advise on a range of conventional mortgages, as well as lending for more complex needs. Visit my mortgage services page to take a look at the type of scenarios I often help with, and rest assured, I am always happy for you to pick up the phone and tell me what you are looking for.
Ask an expert
I love listening to people’s mortgage questions and helping them fill in the blanks. Whether it is explaining a technical term in plain English, outlining the kind of options that are available or sharing my insight of current lending conditions. So whatever your question, please do get in touch.
The value of protection
Depending on your circumstances, protection products like life insurance, critical illness and income protection are an important consideration alongside your mortgage. Visit my protection page to find out a little more about the options available and when to consider them. If you are unsure about any of the terminology, just give me a call and I will be happy to talk it through with you.
What our customers say
Having been advising people for many years on all their mortgage and protection needs, we have a long list of happy clients. Here is a selection of the kind of feedback we have received.
We were first time buyers and Jo was amazing from our first meeting right through until completion. We were reassured by her professionalism, experience and knowledge in finding the right lenders and right products for us. As a couple – one on salary and the other freelance – Jo very quickly identified the best options for us. We would definitely recommend Jo to any buyer and first time buyers, and will be returning if/ when we move again the future.
I met Jo via a Networking Group and when it came to reviewing my Buy To Let mortgage, she was front of mind. My previous mortgage adviser was not sure he could help. It seemed like it may not be straightforward, but after speaking with Jo, it was clear it was nothing short of easy for her to deal with. I was happy to let Jo look into it for me and good news from then on; plain sailing in fact! All sorted in just a couple of weeks, no lengthy meetings, easy paperwork and saved me nearly £300 per month on the standard variable rate, which the existing mortgage had slipped into.
I would have no hesitation in recommending Jo. She is very pleasant to deal with and professional.
We have used the services of Roost Mortgage to buy our first home and the Mortgage Adviser, Joanne Hobin, has professionally provided the best guidance and advice proven a level of excellence and attention to detail throughout the whole process, completing the purchase within the time frame.
They actively ease life and make things simpler for clients.
I would, without hesitation, highly recommend their services.
I can highly recommend Jo’s professional mortgage advice; she was able to secure the kind of product I required where others had failed. Friendly and helpful throughout, Jo made the whole process simple and effortless.
Thank you for helping us get a mortgage in principle for a potential house move. You were awesome in explaining the process, what our options were and answering all our questions in a patient and understanding manner; particularly as there were some time pressures involved which could have complicated matters. I would not hesitate in recommending your services to anyone seeking a mortgage and who would like a broker who goes the extra mile without even being asked. Thanks again,
Bendon family
Jo was really helpful, approachable and reassuring. We were due to complete during the covid pandemic but this was delayed as lockdown was announced shortly before our completion date. However Jo was very calm and guided us smoothly through the whole process.
As a first-time buyer who unexpectedly found myself in a position where I had to purchase the flat I was renting or be given notice, I thought it best to approach a mortgage advisor. I was incredibly lucky to have Jo recommended to me. She not only found me a suitable mortgage, but also helped me to understand the process of purchasing the property. Jo was patient when I was asking lots of questions and was extremely helpful and supportive throughout. I wouldn’t hesitate to recommend Jo to anyone looking for mortgage advice.
Jo made our first experience of remortgaging incredibly easy and stress-free. The whole process was relaxed but efficient and our calls with Jo were really helpful and she was able to answer all of our questions – despite us being complete novices when it comes to mortgaging. I’ve already recommended her to several of my friends and wouldn’t hesitate to call her up again the next time we need financial advice.